A variety of savings account options to help you achieve your savings goals. Take a look at our Comparison Chart for a side-by-side view.
Account Type | Flex Savings (Personal) | Personal Savings |
Description | A savings account that lets you earn higher interest rates with higher balance tiers. | A basic savings program for your everyday savings needs. |
Minimum Opening Deposit | $500.00 | $500.00 |
Interest1 | Tiered | Compound Daily
Credit Monthly |
Monthly Service Charge | $10.00 | $10.00 |
Minimum Balance to Avoid Monthly Service Charge | $500.00 minimum average daily balance | $500.00 minimum average daily balance |
Transaction Limits and Fees2 | Excessive withdrawal fee of $10.00 for each transaction exceeding 6 per month | Excessive withdrawal fee of $10.00 for each transaction exceeding 6 per month |
¹Interest rate and Annual Percentage Yield (APY) are variable and depend upon the applicable rate tier. The interest rate and APY are subject to change at any time at our discretion during and after account opening without notice.
²Transactions include withdrawals or transfers to another account or to third parties, by pre-authorized, automatic, telephone or computer transfer or by check, draft or similar order to third parties and are limited to six per month. These transfers do not include those made at an ATM, by mail or personally with a bank teller.
³Up to 5 (five) foreign ATM withdrawal surcharges waived each month.
No matter what your retirement goals are, we can help you to build your savings and plan for your future. Pacific Alliance Bank’s Traditional IRA Time account offers a higher, fixed rate of return than traditional savings accounts.
Certificates of Deposit or CDs provide a safe way for you to invest your money for a specified length of time and offer a higher, fixed rate of return.
For more information regarding our products, services and interest rates, please visit or contact our Customer Service Representatives at one of our branch locations near you.