We at Pacific Alliance Bank take our responsibility to protect the privacy and confidentiality of consumer information very seriously. Since maintaining our consumer's trust and confidence is a high priority for us, we have developed a Privacy Policy to communicate our privacy commitment to our consumers.
We maintain physical, electronic and procedural safeguards that comply with federal standards to safeguard your "nonpublic personal information," which is nonpublic information about you that we obtain in connection with providing a financial product or service to you. We also take steps to safeguard your information, and restrict access to your nonpublic personal information to those employees who need to know that information to provide products or services to you. Our employees who have access to your nonpublic personal information are trained in the proper handling of your information and required to fully comply with our Privacy Policy.
While we take steps to protect your nonpublic personal information and keep it secure, you also play a role in protecting your information. You can help to maintain the security of your online transactions by not sharing your login information or password with anyone. If we receive instructions using your log-in information and password we will assume that the instructions have been authorized by you.
We may collect nonpublic personal information about you from the following sources:
Information we receive from you when you apply for an account on our website. This information may include, but is not limited to: name, address, telephone number, employment information, social security number, birth date, and income. Information about your transactions with us and Information we receive from a consumer or credit reporting agency. We may disclose all of the information that we collect in the manner described below. We may use your non-public personal information internally for our own business purposes including for marketing purposes as described in this privacy policy. We may use aggregated data that does not identify you personally for research and commercial purposes. We may use your postal address or email address to contact you to respond to your inquiries or to provide information on our, our affiliatesā or third partyās products or services to you. You can elect not to receive emails from us either by "unsubscribing" to an email you receive or by contacting us as indicated below.
The law permits us to disclose nonpublic personal information about you to third parties in certain circumstances; for example, we may provide such information to third parties: (1) to assist us in processing your money transmittal or provide another service or product you have requested; (2) to comply with federal, state, or local laws, rules, and other applicable legal requirements; or to comply with a properly authorized civil, criminal, administrative, or regulatory investigation or subpoena or summons by federal, state, or local authorities; or to respond to judicial process or government regulatory authorities having jurisdiction over the financial institution for examination, compliance, or other purposes as authorized by law; (3) to consumer or credit reporting agencies. If your relationship with us becomes inactive or is terminated, we will continue to adhere to the privacy policies and practices described in this Privacy Policy, unless you consent to the change or it is legally permitted, (4) in connection with a proposed or actual sale, merger, transfer, or exchange of all or a portion of a business or operating unit if the disclosure concerns solely information about consumers of that business or unit, or(5)(A) to protect the confidentiality or security of our records pertaining to the consumer, the service or product, or the transaction therein; (B) to protect against or prevent actual or potential fraud, unauthorized transactions, claims, or other liability; (C) for required institutional risk control, or for resolving customer disputes or inquiries; (D) to persons holding a legal or beneficial interest relating to the consumer; or (E) to persons acting in a fiduciary or representative capacity on behalf of the consumer.
We use cookies to personalize our website for you and to collect aggregate information about site usage by all of our users. A cookie is a text file that our website transfers to your computer's hard drive for record-keeping purposes and to enhance the quality of your visit to our website. The cookie assigns a random, unique number to your computer. Our cookie records "clickstream" information (data reporting the URLs or names of the pages on our Site that you have visited). We do not allow anyone else to access your cookie. You can set your browser to refuse cookies, but doing so will limit system performance and may even cause certain features of the Site to malfunction or not to work at all. We may use persistent cookies that will stay on your computer after you log out or exit our website and that allow us to recognize you when you return to our website. We may also use āsessionsā cookies which are deleted from your computer when you exit our website.
This website is not designed nor intended to be attractive to use by children under the age of 18 ("Minors"). We do not knowingly collect information from minors. If you are under the age of 18, please do not submit any information to us.
Existing law requires an operator of a commercial Internet Web site or online service that collects personally identifiable information through the Internet about consumers residing in California who use or visit its commercial Web site or online service to conspicuously post its privacy policy on its Web site or online service and to comply with that policy. Existing law, among other things, requires that the privacy policy identify the categories of personally identifiable information that the operator collects about individual consumers who use or visit its Web site or online service and third parties with whom the operator shares the information.
This bill would require an operator to disclose how it responds to ādo not trackā signals or other mechanisms that provide consumers a choice regarding the collection of personally identifiable information about an individual consumerās online activities over time and across different Web sites or online services. The bill would require the operator to disclose whether other parties may collect personally identifiable information when a consumer uses the operatorās Web site or service.
The Operator (PAB and Fiserv) do not allow third parties to conduct online tracking on the website or online service.
The Operator (PAB and Fiserv) do not honor a request from a consumer to disable online tracking.
The Bank reserves the right to amend or modify this Privacy Policy at any time. As our services evolve and we perceive the need or desirability of using information collected in other ways, we may from time to time amend this Privacy Policy and our Annual Notice. We post the effective date of our Privacy Policy on our website so that you will know when it was last updated.
Rev. 7/2015
Effective Date: July 1, 2015
FACTS | WHAT DOES PACIFIC ALLIANCE BANK DO WITH YOUR PERSONAL INFORMATION? |
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: Ā
Ā When you areĀ no longerĀ our customer, we continue to share your information as described in this notice. |
How? | All financial companies need to share customersā personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customersā personal information; the reasons Pacific Alliance Bank chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information | Does Pacific Alliance Bank share? | Can you limit this sharing? |
For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus | Yes | No |
For our marketing purposes-to offer our products and services to you | Yes | No |
For joint marketing with other financial companies | No | We Donāt Share |
For our affiliatesā everyday business purposes-information about your transactions and experiences | No | We Donāt Share |
For our affiliatesā everyday business purposes-information about your creditworthiness | No | We Donāt Share |
For non-affiliates to market to you | No | We don't share |
Questions? | CallĀ 626-773-8888Ā or go to pacificalliancebank.com |
Who We Are | Ā |
Who is providing this notice? | Pacific Alliance Bank |
What we do | Ā |
How does Pacific Alliance BankĀ protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does Pacific Alliance BankĀ collect my personal information? | We collect your personal information, for example, when you
Ā We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
Why canāt I limit all sharing? | Federal law gives you the right to limit only Ā
Ā State law and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
Definitions | Ā |
Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies.
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Nonaffiliates | Companies not related by common ownership or control. They can be financial and non-financial companies.
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Joint Marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to you.
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For more information, please contact us or visit a location near you.